Employee Cost: Indiana vs Louisiana (2026)

Side-by-side comparison of employer costs, payroll taxes, SUTA rates, and workers' comp.

At a $60,000 salary

Indiana saves $243/employee/year

$65,285 in Indiana vs $65,528 in Louisiana

Indiana

$65,285

1.09x salary

Louisiana

$65,528

1.09x salary

Cost Breakdown Comparison

Based on $60,000 annual salary

Cost Component IN LA Diff
Base Salary $60,000 $60,000
Social Security (6.2%) $3,720 $3,720
Medicare (1.45%) $870 $870
FUTA (0.6%) $42 $42
SUTA (State Unemployment) $143 $116 +$27
Workers' Compensation $510 $780 -$270
Total Employer Cost $65,285 $65,528 -$243

Tax Rate Comparison

Rate Indiana Louisiana
SUTA Rate Range 0.5% – 7.4% 0.09% – 6.0%
SUTA Typical Rate 1.5% 1.5%
SUTA Wage Base $9,500 $7,700
Workers' Comp Rate 0.85% 1.3%
State Income Tax Yes Yes

What This Means for Employers

For a business hiring at a $60,000 salary, choosing Indiana over Louisiana saves $243 per employee per year in employer-side payroll costs alone. For a team of 10, that's $2,430 annually.

The biggest difference comes from workers' compensation rates — Indiana charges 0.85% vs Louisiana's 1.3%. Note that federal taxes (Social Security, Medicare, FUTA) are identical in both states.

These numbers reflect employer-side costs only and don't include benefits, overhead, or the employee's own tax burden. Use the interactive Employee Cost Calculator to model different salary levels and benefits packages.

Cost Comparison at Different Salary Levels

How the gap changes from $30K to $150K

Salary IN Total LA Total Difference
$30,000 $32,735 $32,843 -$108
$40,000 $43,585 $43,738 -$153
$50,000 $54,435 $54,633 -$198
$60,000 $65,285 $65,528 -$243
$75,000 $81,560 $81,870 -$311
$100,000 $108,685 $109,108 -$423
$125,000 $135,810 $136,345 -$536
$150,000 $162,935 $163,583 -$648

Click any amount to see the full cost breakdown for that salary and state. Amounts shown from the perspective of IN.

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