Startup Cost Estimator
Get a realistic estimate of what it costs to start your business.
Business Details
Understanding Startup Costs
Startup costs fall into two categories: one-time costs (equipment, renovations, licenses) and monthly recurring costs (rent, utilities, payroll, insurance).
These estimates are based on industry averages from SBA data and may vary significantly based on your location, scale, and specific business model. Use them as a starting point for your planning, not as a final budget.
We recommend padding your budget by 10-20% for unexpected expenses. Most businesses take 6-18 months to become profitable, so plan for enough runway.
More Free Calculators
Fund Your Startup
Tools and services that pair well with this calculator.
Compare small business loans from top lenders in minutes.
Corporate cards with no personal guarantee — built for startups.
Bookkeeping service so you can focus on building, not spreadsheets.
Some links may be affiliate links. CostCrunch may earn a commission at no extra cost to you.
Get Free Business Tips
Join small business owners getting weekly financial tips and calculator updates. No spam, unsubscribe anytime.
We respect your privacy. Unsubscribe with one click.