Employee Cost: Hawaii vs Idaho (2026)

Side-by-side comparison of employer costs, payroll taxes, SUTA rates, and workers' comp.

At a $60,000 salary

Idaho saves $1,813/employee/year

$67,923 in Hawaii vs $66,110 in Idaho

Hawaii

$67,923

1.13x salary

Idaho

$66,110

1.1x salary

Cost Breakdown Comparison

Based on $60,000 annual salary

Cost Component HI ID Diff
Base Salary $60,000 $60,000
Social Security (6.2%) $3,720 $3,720
Medicare (1.45%) $870 $870
FUTA (0.6%) $42 $42
SUTA (State Unemployment) $1,701 $848 +$853
Workers' Compensation $1,290 $630 +$660
State-Mandated Insurance $300 $0 +$300
Total Employer Cost $67,923 $66,110 +$1,813

Tax Rate Comparison

Rate Hawaii Idaho
SUTA Rate Range 0.2% – 5.6% 0.73% – 5.27%
SUTA Typical Rate 3.0% 1.7%
SUTA Wage Base $56,700 $49,900
Workers' Comp Rate 2.15% 1.05%
State Income Tax Yes Yes
Disability Insurance 0.5% Not required

What This Means for Employers

For a business hiring at a $60,000 salary, choosing Idaho over Hawaii saves $1,813 per employee per year in employer-side payroll costs alone. For a team of 10, that's $18,127 annually.

The biggest difference comes from SUTA (state unemployment tax) — Hawaii charges 3.0% vs Idaho's 1.7%. Note that federal taxes (Social Security, Medicare, FUTA) are identical in both states.

These numbers reflect employer-side costs only and don't include benefits, overhead, or the employee's own tax burden. Use the interactive Employee Cost Calculator to model different salary levels and benefits packages.

Cost Comparison at Different Salary Levels

How the gap changes from $30K to $150K

Salary HI Total ID Total Difference
$30,000 $34,032 $33,162 +$870
$40,000 $45,362 $44,202 +$1,160
$50,000 $56,692 $55,240 +$1,452
$60,000 $67,923 $66,110 +$1,813
$75,000 $84,468 $82,415 +$2,053
$100,000 $112,043 $109,590 +$2,453
$125,000 $139,618 $136,765 +$2,853
$150,000 $167,193 $163,940 +$3,253

Click any amount to see the full cost breakdown for that salary and state. Amounts shown from the perspective of HI.

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