Employee Cost: Pennsylvania vs Rhode Island (2026)

Side-by-side comparison of employer costs, payroll taxes, SUTA rates, and workers' comp.

At a $60,000 salary

Pennsylvania saves $390/employee/year

$65,652 in Pennsylvania vs $66,042 in Rhode Island

Pennsylvania

$65,652

1.09x salary

Rhode Island

$66,042

1.1x salary

Cost Breakdown Comparison

Based on $60,000 annual salary

Cost Component PA RI Diff
Base Salary $60,000 $60,000
Social Security (6.2%) $3,720 $3,720
Medicare (1.45%) $870 $870
FUTA (0.6%) $42 $42
SUTA (State Unemployment) $234 $438 -$204
Workers' Compensation $786 $972 -$186
Total Employer Cost $65,652 $66,042 -$390

Tax Rate Comparison

Rate Pennsylvania Rhode Island
SUTA Rate Range 0.69% – 9.07% 0.1% – 6.7%
SUTA Typical Rate 2.34% 1.5%
SUTA Wage Base $10,000 $29,200
Workers' Comp Rate 1.31% 1.62%
State Income Tax Yes Yes
Disability Insurance Not required 0.0%

What This Means for Employers

For a business hiring at a $60,000 salary, choosing Pennsylvania over Rhode Island saves $390 per employee per year in employer-side payroll costs alone. For a team of 10, that's $3,900 annually.

The biggest difference comes from SUTA (state unemployment tax) — Pennsylvania charges 2.34% vs Rhode Island's 1.5%. Note that federal taxes (Social Security, Medicare, FUTA) are identical in both states.

These numbers reflect employer-side costs only and don't include benefits, overhead, or the employee's own tax burden. Use the interactive Employee Cost Calculator to model different salary levels and benefits packages.

Cost Comparison at Different Salary Levels

How the gap changes from $30K to $150K

Salary PA Total RI Total Difference
$30,000 $32,964 $33,261 -$297
$40,000 $43,860 $44,188 -$328
$50,000 $54,756 $55,115 -$359
$60,000 $65,652 $66,042 -$390
$75,000 $81,996 $82,433 -$437
$100,000 $109,236 $109,750 -$514
$125,000 $136,476 $137,068 -$592
$150,000 $163,716 $164,385 -$669

Click any amount to see the full cost breakdown for that salary and state. Amounts shown from the perspective of PA.

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