Employee Cost: Colorado vs Idaho (2026)

Side-by-side comparison of employer costs, payroll taxes, SUTA rates, and workers' comp.

At a $60,000 salary

Colorado saves $270/employee/year

$65,841 in Colorado vs $66,110 in Idaho

Colorado

$65,841

1.1x salary

Idaho

$66,110

1.1x salary

Cost Breakdown Comparison

Based on $60,000 annual salary

Cost Component CO ID Diff
Base Salary $60,000 $60,000
Social Security (6.2%) $3,720 $3,720
Medicare (1.45%) $870 $870
FUTA (0.6%) $42 $42
SUTA (State Unemployment) $405 $848 -$444
Workers' Compensation $534 $630 -$96
State-Mandated Insurance $270 $0 +$270
Total Employer Cost $65,841 $66,110 -$270

Tax Rate Comparison

Rate Colorado Idaho
SUTA Rate Range 0.64% – 5.11% 0.73% – 5.27%
SUTA Typical Rate 1.7% 1.7%
SUTA Wage Base $23,800 $49,900
Workers' Comp Rate 0.89% 1.05%
State Income Tax Yes Yes
Paid Family Leave 0.45% Not required

What This Means for Employers

For a business hiring at a $60,000 salary, choosing Colorado over Idaho saves $270 per employee per year in employer-side payroll costs alone. For a team of 10, that's $2,697 annually.

The biggest difference comes from SUTA (state unemployment tax) — Colorado charges 1.7% vs Idaho's 1.7%. Note that federal taxes (Social Security, Medicare, FUTA) are identical in both states.

These numbers reflect employer-side costs only and don't include benefits, overhead, or the employee's own tax burden. Use the interactive Employee Cost Calculator to model different salary levels and benefits packages.

Cost Comparison at Different Salary Levels

How the gap changes from $30K to $150K

Salary CO Total ID Total Difference
$30,000 $33,144 $33,162 -$18
$40,000 $44,043 $44,202 -$159
$50,000 $54,942 $55,240 -$299
$60,000 $65,841 $66,110 -$270
$75,000 $82,189 $82,415 -$226
$100,000 $109,437 $109,590 -$154
$125,000 $136,684 $136,765 -$81
$150,000 $163,932 $163,940 -$9

Click any amount to see the full cost breakdown for that salary and state. Amounts shown from the perspective of CO.

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