Hiring & Payroll
Employee Cost Calculator
Find the true cost of hiring: salary + FICA + SUTA + workers' comp + overhead.
Covers all 50 states →
Payroll Tax Calculator
Estimate employer FICA, FUTA, and SUTA by state. Quarterly filing estimates included.
2026 federal + state rates →
W-2 vs 1099 Calculator
Compare the true cost of W-2 employees vs 1099 contractors. Find the break-even rate.
Side-by-side comparison →
Salary to Hourly Calculator
Convert annual salary to hourly rate across all pay periods. Includes employer tax cost by state.
All pay periods →
Startup & Business
Startup Cost Estimator
Estimate one-time and recurring costs for starting your business based on industry averages.
8 business types →
Break-Even Calculator
Find how many units you need to sell to cover your costs and start making profit.
Instant results →
Cash Flow Forecast
Project your cash flow month by month. See your runway, break-even point, and danger zones.
Visual chart included →
Self-Employment Tax Calculator
Estimate SE tax, income tax, and quarterly payments. Includes QBI deduction for freelancers.
Quarterly schedule →
Relocation Cost Calculator
Compare childcare, elder care, pet care, and business costs between ZIP codes. See the real cost of moving.
51 states compared →
Financial
Profit Margin Calculator
Calculate gross, operating, and net margins. Compare against industry benchmarks.
Markup & Margin
Convert between markup and margin. Set the right prices for your products and services.
Loan Comparison
Compare up to 3 loan options side by side. See total interest and monthly payments.
ROI Calculator
Calculate return on investment, payback period, and net profit with a year-by-year chart.
Pricing & Invoice Calculator
Set your hourly rate or project price based on costs and target margin. For freelancers and service businesses.
Depreciation Calculator
Straight-line, declining balance, or sum-of-years. Annual schedule with book value chart.
Freelance Rate Calculator
Find your recommended hourly rate using BLS wage data for your profession and state. Shareable results.
Invoice Calculator
Add line items, apply tax, and get a printable invoice total instantly. For freelancers and service businesses.
Print-ready invoice →
16
Free calculators
2026
Official IRS & state data
Zero
Signup or data stored
Get notified when tax rates change
We monitor payroll tax rates, SUTA, and cost-of-living data across all 50 states. When rates change, we'll let you know. Free, no spam.
We respect your privacy. Unsubscribe with one click.