Skip to main content

How to Start a Business: Complete Guide by Type (2026)

Step-by-step guides for starting each type of small business — with startup cost estimates, LLC formation costs, and licensing requirements.

No ads No signup No tracking Last updated March 2026

Starting a business requires knowing your startup costs, choosing the right legal structure, and completing state registration. Choose your business type below to get a complete guide — including typical startup costs, LLC formation steps for your state, licensing requirements, and recommended tools.

Choose Your Business Type

Get a complete startup guide tailored to your industry.

Auto Repair Shop

Open an automotive repair shop or garage. Heavy equipment investment is required upfront, along with certifications, bay setup, and parts inventory.

Bakery / Coffee Shop

Start a bakery, coffee shop, or cafe. Includes equipment, build-out, inventory, and ongoing operating costs.

Bar / Brewery

Open a bar, pub, or craft brewery. Key costs include liquor license, draft systems, and build-out — with a very different cost profile from restaurants.

Cleaning Service

Start a residential or commercial cleaning business. Low startup costs with equipment, supplies, transportation, and marketing.

Coffee Shop

Open a specialty coffee shop or espresso bar. Covers espresso equipment, build-out, licensing, and ongoing supply costs.

Consulting / Professional Services

Start a consulting firm or professional services business. Low overhead with focus on expertise, marketing, and client acquisition.

Daycare / Childcare Center

Start a licensed daycare or childcare center. Unique costs include state licensing, safety and childproofing requirements, high liability insurance, and regulated staff-to-child ratios.

E-Commerce / Online Store

Launch an online store or e-commerce business. Covers platform costs, initial inventory, shipping setup, and digital marketing.

Food Truck

Launch a mobile food truck business. The truck purchase or build-out is the primary startup cost, plus permits, commissary kitchen, and operating expenses.

Gym / Fitness Studio

Open a gym, fitness studio, yoga studio, or CrossFit box. Covers equipment, space build-out, and operations.

Landscaping

Start a residential or commercial landscaping business. Equipment and a reliable truck are the primary investments, with relatively low ongoing overhead.

Restaurant / Food Truck

Open a restaurant or food truck. Covers kitchen equipment, build-out, licensing, and monthly operating expenses.

Retail Store / Boutique

Start a retail store, boutique, or shop. Includes fixtures, inventory, point-of-sale, and monthly operating costs.

Salon / Barbershop

Launch a hair salon, barbershop, or beauty studio. Includes stations, build-out, licensing, and supplies.

Choosing a Business Structure

The right legal structure protects your personal assets and affects how you pay taxes.

Sole Proprietorship

$0 to start
  • No registration required
  • Simplest taxes (Schedule C)
  • Personal liability for debts
  • Hard to get business credit

Best for: freelancers testing a new idea before formalizing.

LLC (Recommended)

$35–$500
  • Personal asset protection
  • Flexible tax treatment
  • Professional credibility
  • Annual report fees in most states

Best for: most small businesses with physical locations, employees, or clients.

S-Corporation

$100–$500+
  • Personal asset protection
  • Tax savings on self-employment
  • More complex accounting
  • Requires payroll setup

Best for: profitable businesses earning $50K+ in net profit looking to reduce self-employment tax.

Ready to Form Your LLC?

These services handle the paperwork, registered agent, and state filing — starting from $0 + state fees.

Some links may be affiliate links. CostCrunch may earn a commission at no extra cost to you.

Not sure how much you'll need?

Before you form your LLC, make sure you have enough capital. Use our interactive startup cost calculator to estimate one-time costs, monthly expenses, and first-year budget by city.

Calculate Startup Costs →

Get the startup checklist for your industry

We'll send you a detailed startup cost breakdown, LLC formation guide, and licensing checklist for your business type.

Estimates only. These results are based on publicly available data and standard formulas. Actual costs may vary based on your specific circumstances. This calculator does not constitute financial, tax, or legal advice. Consult a qualified professional for advice on your situation.

Was this calculator helpful?

Your feedback helps us improve CostCrunch

Save Your Results

Download a professional PDF report with your complete analysis, charts, and key insights.

Get notified when tax rates change

We monitor payroll tax rates, SUTA, and cost-of-living data across all 50 states. When rates change, we'll let you know. Free, no spam.

We respect your privacy. Unsubscribe with one click.