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Small Business Grants in Florida — 2026 Eligibility Checker

9 grant programs for Florida businesses. Filter by business type, revenue, and size to see which grants you qualify for.

No signup No tracking Last updated March 2026

Florida small businesses have access to 9 grant programs — 2 Florida-specific and 7 federal. The largest Florida state grant reaches $50,000. Use the filter below to see which programs match your business.

Programs Available

9

state + federal programs

Largest Florida Grant

$50,000

state-specific program

Startups Eligible

8

programs with no time requirement

Filter by Your Business

Narrow down which programs fit your situation. All fields optional.

Showing 9 matching programs

Florida State Grant Programs

Florida SBDC Network Technology Transfer Grant

FL State

Up to $50,000

FloridaMakes and Florida SBDC grants for technology adoption and equipment upgrades for manufacturers. Priority for businesses adding jobs.

⏰ Deadline: Rolling — through regional SBDC offices 💰 Max revenue: $5,000,000 👥 Max employees: 100 📅 Min. time in business: 1 year

Florida Heartland REDI Rural Small Business Grant

FL State

$5,000–$35,000

For small businesses in rural Florida counties (Hardee, Highlands, Glades, Okeechobee, DeSoto). Covers startup and expansion costs.

⏰ Deadline: Rolling 💰 Max revenue: $1,000,000 👥 Max employees: 25 🎯 Priority: Rural

Federal Grant Programs (Available in Florida)

SBIR Phase I — Small Business Innovation Research

Federal

$50,000–$275,000

Non-dilutive R&D funding from 11 federal agencies including DOD, NIH, NSF, and DOE. Phase I funds feasibility studies (6–12 months). Phase II awards up to $1.8M for further development. No repayment, no equity given up.

⏰ Deadline: Rolling by agency — check sbir.gov 👥 Max employees: 500 🎯 Focus: Tech, R and d Note: Must be a for-profit US small business with majority US ownership. Requires R&D component — not for pure service or retail businesses.

STTR — Small Business Technology Transfer

Federal

$150,000–$225,000

Pairs small businesses with US research universities or federal labs. R&D project must have commercialization potential. Fewer agencies than SBIR (DOD, DOE, HHS, NASA, NSF) but less competition.

⏰ Deadline: Rolling by agency — check sbir.gov/sttr 👥 Max employees: 500 🎯 Focus: Tech, R and d Note: Must partner with a US research institution. The research partner must perform at least 30% of the R&D work.

SBA Community Advantage Loan (up to $350K)

Federal

Up to $350,000

SBA 7(a) loan delivered through mission-based lenders (CDFIs, nonprofits) to underserved markets. Lower credit requirements than traditional SBA 7(a). Works like a grant for businesses with limited banking history.

⏰ Deadline: Rolling 🎯 Focus: Underserved, Women, Minority, Veteran Note: Technically a loan, not a grant, but used by mission lenders as bridge financing. Credit requirements start at 575 FICO.

USDA Rural Business Development Grant

Federal

$10,000–$500,000

For businesses in rural areas (populations under 50,000). Funds technical assistance, training, equipment, and working capital. Administered through USDA Rural Development state offices.

⏰ Deadline: Annual — typically January deadline 💰 Max revenue: $1,000,000 🎯 Focus: Rural Note: Business must be in a rural area (population under 50,000). Applied for through your USDA Rural Development state office.

Amber Grants for Women

Private

$10,000/month + $25,000 year-end

Monthly $10,000 grants and one $25,000 annual grant specifically for women-owned businesses. No revenue requirement, no repayment. Simple online application — WomensNet awards 2 grants per month.

⏰ Deadline: Monthly deadline — last day of each month 🎯 Focus: Women Note: Women-owned business only. Any industry. Application is a short essay on your business story.

Minority Business Development Agency (MBDA) Grants

Federal

Varies by program

MBDA runs Business Centers in major cities that provide financing assistance, technical help, and access to federal contracts for minority-owned businesses. Grant programs change annually.

⏰ Deadline: Check mbda.gov for current opportunities 🎯 Focus: Minority Note: Minority-owned business (51%+ owned by racial/ethnic minority). Full services available regardless of revenue or employee count.

Veteran-Owned Business Grants (SBA and VA programs)

Federal

$5,000–$100,000

Multiple programs: SBA's Boots to Business pre-startup training, Hivers and Strivers angel investment network, and state-level veteran business grant funds. Eligibility varies by program.

⏰ Deadline: Rolling enrollment for training; grant competitions vary 🎯 Focus: Veteran Note: Veteran, service-disabled veteran, National Guard, or Reserve member or spouse. SBA Boots to Business is free pre-startup training.

How to Apply for Grants in Florida

1

Contact the Florida SBDC

Your state Small Business Development Center offers free grant application review. Advisors know which programs are active and what reviewers look for. Find your local SBDC at americassbdc.org.

2

Identify 2–3 programs to pursue simultaneously

Acceptance rates for competitive grants are 5–20%. Apply to multiple programs at once. Match your business profile to program priorities (rural, tech, minority-owned) for the best fit.

3

Prepare your documentation in advance

Most applications require: 2 years of tax returns, business plan, job creation projections, personal financial statement for owners with 20%+ stake, and proof of business registration in Florida.

4

Submit 60–90 days before the deadline

Competitive programs fill quickly. Early submission allows time for questions from reviewers. Check the program website directly — deadlines can change year to year.

Related: Business Costs in Florida

Employee Costs in Florida

SUTA 1.0% · true hiring cost with all taxes

SBA Loans in Florida

Eligibility checker for 7(a), 504, and Microloan

Grants in Other States

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia All states →

Tools to Prepare Your SBA Loan Application for Your Florida

Lenders ask for organized books and accurate financials. These tools help you show up prepared.

QuickBooks Accounting

SBA lenders want 2–3 years of organized P&L statements and balance sheets. QuickBooks generates them in minutes.
ZenBusiness Formation

Your business must be properly registered before SBA loan closing. LLC formation from $0 + state fees.
Gusto Payroll

Clean payroll records and tax filings are part of SBA due diligence. Gusto makes payroll documentation airtight.

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Florida grant deadline alerts

We'll notify you when grant rounds open in Florida — most have quarterly deadlines.

Estimates only. These results are based on publicly available data and standard formulas. Actual costs may vary based on your specific circumstances. This calculator does not constitute financial, tax, or legal advice. Consult a qualified professional for advice on your situation.

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