Employee Cost: Connecticut vs New York (2026)

Side-by-side comparison of employer costs, payroll taxes, SUTA rates, and workers' comp.

At a $60,000 salary

New York saves $593/employee/year

$66,647 in Connecticut vs $66,055 in New York

Connecticut

$66,647

1.11x salary

New York

$66,055

1.1x salary

Cost Breakdown Comparison

Based on $60,000 annual salary

Cost Component CT NY Diff
Base Salary $60,000 $60,000
Social Security (6.2%) $3,720 $3,720
Medicare (1.45%) $870 $870
FUTA (0.6%) $42 $42
SUTA (State Unemployment) $725 $313 +$413
Workers' Compensation $990 $810 +$180
State-Mandated Insurance $300 $300
Total Employer Cost $66,647 $66,055 +$593

Tax Rate Comparison

Rate Connecticut New York
SUTA Rate Range 1.5% – 6.9% 0.13% – 8.9%
SUTA Typical Rate 2.9% 2.5%
SUTA Wage Base $25,000 $12,500
Workers' Comp Rate 1.65% 1.35%
State Income Tax Yes Yes
Disability Insurance Not required 0.5%
Paid Family Leave 0.5% Not required

What This Means for Employers

For a business hiring at a $60,000 salary, choosing New York over Connecticut saves $593 per employee per year in employer-side payroll costs alone. For a team of 10, that's $5,925 annually.

The biggest difference comes from SUTA (state unemployment tax) — Connecticut charges 2.9% vs New York's 2.5%. Note that federal taxes (Social Security, Medicare, FUTA) are identical in both states.

These numbers reflect employer-side costs only and don't include benefits, overhead, or the employee's own tax burden. Use the interactive Employee Cost Calculator to model different salary levels and benefits packages.

Cost Comparison at Different Salary Levels

How the gap changes from $30K to $150K

Salary CT Total NY Total Difference
$30,000 $33,707 $33,205 +$503
$40,000 $44,687 $44,155 +$533
$50,000 $55,667 $55,105 +$563
$60,000 $66,647 $66,055 +$593
$75,000 $83,117 $82,480 +$638
$100,000 $110,567 $109,855 +$713
$125,000 $138,017 $137,230 +$788
$150,000 $165,467 $164,605 +$863

Click any amount to see the full cost breakdown for that salary and state. Amounts shown from the perspective of CT.

Get Free Business Tips

Join small business owners getting weekly financial tips and calculator updates. No spam, unsubscribe anytime.

We respect your privacy. Unsubscribe with one click.