Employee Cost: Colorado vs Oregon (2026)

Side-by-side comparison of employer costs, payroll taxes, SUTA rates, and workers' comp.

At a $60,000 salary

Colorado saves $841/employee/year

$65,841 in Colorado vs $66,682 in Oregon

Colorado

$65,841

1.1x salary

Oregon

$66,682

1.11x salary

Cost Breakdown Comparison

Based on $60,000 annual salary

Cost Component CO OR Diff
Base Salary $60,000 $60,000
Social Security (6.2%) $3,720 $3,720
Medicare (1.45%) $870 $870
FUTA (0.6%) $42 $42
SUTA (State Unemployment) $405 $1,162 -$757
Workers' Compensation $534 $648 -$114
State-Mandated Insurance $270 $240 +$30
Total Employer Cost $65,841 $66,682 -$841

Tax Rate Comparison

Rate Colorado Oregon
SUTA Rate Range 0.64% – 5.11% 0.7% – 5.4%
SUTA Typical Rate 1.7% 2.2%
SUTA Wage Base $23,800 $52,800
Workers' Comp Rate 0.89% 1.08%
State Income Tax Yes Yes
Paid Family Leave 0.45% 0.4%

What This Means for Employers

For a business hiring at a $60,000 salary, choosing Colorado over Oregon saves $841 per employee per year in employer-side payroll costs alone. For a team of 10, that's $8,410 annually.

The biggest difference comes from SUTA (state unemployment tax) — Colorado charges 1.7% vs Oregon's 2.2%. Note that federal taxes (Social Security, Medicare, FUTA) are identical in both states.

These numbers reflect employer-side costs only and don't include benefits, overhead, or the employee's own tax burden. Use the interactive Employee Cost Calculator to model different salary levels and benefits packages.

Cost Comparison at Different Salary Levels

How the gap changes from $30K to $150K

Salary CO Total OR Total Difference
$30,000 $33,144 $33,441 -$297
$40,000 $44,043 $44,574 -$531
$50,000 $54,942 $55,707 -$765
$60,000 $65,841 $66,682 -$841
$75,000 $82,189 $83,051 -$862
$100,000 $109,437 $110,334 -$897
$125,000 $136,684 $137,616 -$932
$150,000 $163,932 $164,899 -$967

Click any amount to see the full cost breakdown for that salary and state. Amounts shown from the perspective of CO.

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